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I received a letter

HMRC, DWP, council, court, DVLA, NHS, debt — we'll decode it.

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I need money

Benefits, grants, refunds, tariffs — scan 65+ UK routes you may be owed.

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I need help now

6 verified UK crisis helplines — Samaritans, StepChange, Shelter, Refuge, NHS 111.

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I want to start a business

Sole trader vs Ltd, VAT, R&D Tax Credits, Business Rates Relief, UK grants.

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I want to buy a home

Mortgage Ready Score, SDLT, FCA brokers, SRA conveyancing, 12-step journey.

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I have a fine or PCN

Council parking, private parking, bus lane, congestion — appeal routes + templates.

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I have debt

Priority debt order + Breathing Space + 6 free FCA-authorised UK debt routes.

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I have a housing problem

Repairs, deposit, eviction notice, rent increase, disrepair — UK tenant rights + escalation.

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I don't know — just help me

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