The example household
"Sam" (invented for this example): single parent, 28, renting from a housing association. One child aged 3. Works part-time; gets Universal Credit with the housing element and the child element — and nothing else, because nobody ever told her the rest existed. She pays £80/week for registered childcare while she works, £35/month for broadband, and full council tax minus the single-person discount.
1 · UC childcare element — 85% of her childcare back
≈ £3,536/yr
Universal Credit refunds 85% of registered childcare costs for working parents. Sam pays for childcare and works — she qualifies, and has simply never reported the cost in her UC journal.
£80/wk childcare × 85% = £68/wk → × 52 = £3,536/yr
How she'd claim it →
2 · Council Tax Reduction
≈ £900/yr
On a low income, Sam's council runs a Council Tax Reduction scheme — separate from her UC, and never applied automatically. She must apply to the council directly; on UC with a child, a substantial reduction is typical.
Illustration: £900/yr — the typical successful award SortedUK already cites; real amount is set by her council's own scheme
Source: GOV.UK — Apply for Council Tax ReductionGuide: /council-tax-reductionConfidence: High that she can apply; amount varies by council
How she'd claim it →
3 · Healthy Start — food money for her 3-year-old
≈ £221/yr
With a child under 4 and qualifying income, Sam gets a Healthy Start card: money every week for fruit, veg, milk and pulses, plus free vitamins. Hundreds of thousands of eligible UK families never apply.
£4.25/wk (child aged 1–3) × 52 = £221/yr
How she'd claim it →
4 · Broadband social tariff
≈ £216/yr
Because she's on Universal Credit, Sam qualifies for a broadband social tariff — the same internet from the big providers at a fraction of the price. Providers don't move you automatically; you have to ask.
£35/mo standard → £17/mo social tariff = £18/mo saved → × 12 = £216/yr
Source: Ofcom — social tariffs guidanceGuide: /save-moneyConfidence: High — exact saving depends on provider
How she'd switch →
5 · Water social tariff
≈ £200/yr
Every UK water company runs a social tariff for low-income households — and an estimated £1.6bn of UK water support goes unclaimed. One form to her supplier.
Illustration: £200/yr — within the £150–£400/yr range SortedUK cites from Ofwat-regulated schemes
Source: Ofwat / her water company's schemeGuide: /save-moneyConfidence: High that a scheme exists; amount varies by supplier
How she'd apply →
The example total
≈ £5,073 a year
£3,536 + £900 + £221 + £216 + £200. Not one giant benefit — five quiet ones, each a form or a phone call, each free to claim. This is why SortedUK exists.
Read this before anything else: "Sam" is invented and clearly labelled as a worked example — SortedUK never publishes fake users or fake testimonials. The rates are real (2026/27 where dated), the arithmetic is shown in full, and the variable amounts are labelled as illustrations within published ranges. Your numbers will differ — that's exactly what the free scan is for.