Money you may be owed back.
Refunds, compensation, forgotten accounts and overpayments — the money that is already yours. Every route here is free to claim and sourced to official UK guidance.
Twelve ways money comes back.
Overpaid tax or wrong tax code
HMRC may owe you a refund — check your code and claim it.
Check my taxUnclaimed Child Trust Fund
~£2,200 average, ~750,000 accounts unclaimed.
Find mineFlight delayed 3+ hours or cancelled
£220–£520 per passenger under UK261.
Claim it backTrain delayed
Delay Repay can pay out from 15 minutes late.
Claim Delay RepayFaulty goods or company went bust
Section 75 — the £1 credit-card protection.
Use Section 75Power cut compensation
£100+ you may be owed — some you must claim.
Claim itLost or delayed luggage
Build a Montreal Convention claim against the airline.
Claim for luggageMis-sold, overcharged or ripped off
Check whether the price was fair — and what to do.
Check the priceA claim worth making
Compensation triage — flight, train, insurance, mis-sold.
Triage my claimLost pension or old accounts
Trace forgotten pensions for free, no middleman.
Trace itMarriage Allowance backdated
Up to £1,260 back across earlier tax years.
Check eligibilityBank charges or overpayments
The free escalation route to put it right.
Start a complaintYou never need to pay a claims company
Everything here is free to claim yourself — claims firms take 25–50% of money that is already yours. If a company offers to claim it for you for a fee, you can almost always do it free in minutes. Not sure if an offer is genuine? Check it.
See it all in one scan.
Run the Money Scan, or check what support you may also be missing.