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Travel money · UK guide · 2026

Train 15 minutes late? That’s money back — whatever the cause.

Last verified 11 Jun 2026 · Source National Rail compensation & refunds (verified this session) · Publisher: CA Capital Limited (company no. 10848369)

Delay Repay is the rail scheme most passengers never claim: from just 15 minutes late at your destination, participating operators owe you a slice of your fare back — rising to 100% of the whole return at 2 hours. And here’s its quiet superpower: unlike flight compensation, it pays whatever the cause — weather, signal failures, trespassers, the lot. Claim free in minutes, within 28 days.

25%Of the single fare — 15–29 min late
100%Of the single fare — 60+ min late
Any causeWeather counts — no excuses clause
28 daysTo claim after the journey

The bands — measured at your destination

Arrived late byYou get back
15–29 minutes25% of the single fare (50% of a return’s relevant leg)
30–59 minutes50% of the single fare
60–119 minutes100% of the single fare
2 hours +100% of the RETURN fare
  • Most operators start at 15 minutes; a few still start at 30 — their Delay Repay page says which.
  • Season tickets count — paid pro-rata per delayed journey (the daily value of your ticket, banded the same way). Commuters who claim every delay quietly recover serious money over a year.
  • Cancelled and you didn’t travel? Full refund, no admin fee, from wherever you bought the ticket. Travelled later and arrived 15+ minutes behind your original plan? That’s a Delay Repay claim.
  • Missed connection caused the delay? It’s the arrival time at your final destination that counts — claim from the operator that caused the delay.
No excuses clause Flights can dodge compensation with “extraordinary circumstances”. Delay Repay has no such escape hatch — storm, signal failure, staff shortage, it pays the same. If the minutes are there, the money is owed.

Claim in minutes — and pick cash

  1. Photograph your ticket (or note the e-ticket/smartcard booking reference) before it disappears into a barrier.
  2. Find the operator’s Delay Repay form — search “[operator] Delay Repay” or start from National Rail’s compensation page. The form takes a few minutes: journey, delay, ticket evidence.
  3. Choose bank transfer where offered — you don’t have to accept rail vouchers.
  4. Within 28 days of the journey — set the reminder the same day.
  • Automatic Delay Repay: several operators pay automatically on Advance tickets bought direct from them — worth buying direct for exactly this reason.
  • Bought through an app or third party? You still claim from the train operator, using the booking reference.
Refused or ignored? Appeal through the operator first, then the Rail Ombudsman — free, independent, binding on the company. Keep the claim reference and ticket evidence. Automated first-pass rejections get overturned with persistence. And anyone offering to claim “on your behalf” for a cut is selling you a five-minute form — check anything unsolicited.
Do this now

Delayed in the last 28 days? Dig out the ticket or booking email and put the claim in tonight — five minutes, real money.

Commute by rail? Make it a habit: every 15-minute delay is a claim. Track them as cases in My Sorted so the 28-day windows never slip.

Delay Repay — common questions

How much do I get back?

25% of the single fare at 15–29 minutes late, 50% at 30–59, 100% at 60–119, and 100% of the whole return at 2 hours+. Season tickets pay pro-rata per delayed journey.

Does weather count?

Yes — Delay Repay pays whatever the cause. No extraordinary-circumstances excuse exists; only the minutes at your destination matter.

How and when do I claim?

From the delaying operator within 28 days: their online Delay Repay form + ticket or booking reference. Pick bank transfer over vouchers. Some operators pay automatically on Advance tickets bought direct.

Train cancelled entirely?

Did not travel = full refund, no admin fee, from wherever you bought it. Travelled later and arrived 15+ minutes behind plan = a Delay Repay claim.

Claim refused?

Appeal with the operator, then the Rail Ombudsman — free, independent, binding. Keep your evidence; first-pass rejections regularly fall over on appeal.

Sources Bands, the 28-day window and refund rights · National Rail — compensation and refunds (verified this session) + National Rail Conditions of Travel + individual operator Delay Repay schemes (GWR, SWR, Southern et al., cross-checked). Escalation · Rail Ombudsman. SortedUK is not a rail operator and this is general information. Last reviewed: 11 June 2026.

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