Travel money · UK guide · 2026
Train 15 minutes late? That’s money back — whatever the cause.
Last verified 11 Jun 2026 · Source National Rail compensation & refunds (verified this session) · Publisher: CA Capital Limited (company no. 10848369)
Delay Repay is the rail scheme most passengers never claim: from just 15 minutes late at your destination, participating operators owe you a slice of your fare back — rising to 100% of the whole return at 2 hours. And here’s its quiet superpower: unlike flight compensation, it pays whatever the cause — weather, signal failures, trespassers, the lot. Claim free in minutes, within 28 days.
25%Of the single fare — 15–29 min late
100%Of the single fare — 60+ min late
Any causeWeather counts — no excuses clause
28 daysTo claim after the journey