How to find the money I'm entitled to in under 5 minutes — without sharing your bank details
Every year, billions of pounds of UK support goes unclaimed — benefits, grants, discounts and refunds that people simply never realise they qualify for. The good news: checking what you may be owed doesn't need forms, a login, or your bank details. Here's how to do it quickly and safely.
Why so much goes unclaimed
It's rarely because people don't want the money. It's because the system is fragmented — different benefits sit with the DWP, HMRC, the NHS and your local council, each with its own rules and its own website. Most people assume they earn too much, or that it'll be too much hassle, and never check. The DWP's own figures show large numbers of eligible people miss out on things like Pension Credit and Attendance Allowance.
The 5-minute check
You can shortcut all of that. Sorted's free money scan asks six quick questions about your household — who lives with you, your work and age, whether you rent or own, and a rough income band. That's it. From your answers it shows the benefits, grants and discounts worth checking, each with the current 2026/27 figure, who qualifies, and a link that takes you to a plain-English guide on how to claim.
Crucially, it never asks for your name, your login, or your bank details, and nothing is stored unless you choose to save it. It's a way to see what's out there, not a form that hands your data around.
What it typically surfaces
Depending on your situation, the sort of things people are commonly missing include:
- Pension Credit — worth around £3,900 a year on average, and a gateway to other help, yet widely under-claimed.
- Council Tax Reduction and the single-person 25% discount — money off a bill you're already paying.
- Attendance Allowance or PIP — not means-tested, so they're missed by people who assume their income rules them out.
- Marriage Allowance, tax refunds, social tariffs and Warm Home Discount — small-sounding, but they add up.
Staying safe while you check
A genuine eligibility check never needs your bank login or a payment to "release" money — that's a hallmark of a scam. Real benefits and refunds are claimed through official channels (GOV.UK, HMRC, your council), which is exactly where Sorted's links point you. If a message or website pressures you to pay a fee or hand over card details to claim support, stop and check whether it's a scam first.
Then actually claim it
Finding what you're owed is only step one — the money comes when you claim. Each result links to a Sorted guide that walks you through it in plain English and then on to the official application, so you're not left staring at a government form wondering where to start. It costs nothing to check, and for a lot of households the payoff runs into hundreds or thousands of pounds a year.
SortedUK is free and independent — not a government service, and not a way to "unlock" money for a fee. Estimates are a guide; final entitlement is decided by the DWP, HMRC, the NHS or your council. Every figure is sourced to official UK bodies.