The two tests, in plain English
Test 1 — savings (yours + your partner's, called "disposable capital"):
| Your court or tribunal fee | Your savings must be under |
|---|---|
| Up to £1,420 | £4,250 |
| £1,421 – £5,000 | 3× the fee |
| £5,001 or more | £16,000 |
- You or your partner aged 66+? One flat rule: savings under £16,000, whatever the fee.
- Savings include ISAs, matured Child Trust Funds, bonds, shares and crypto, redundancy lump sums, second-home equity. They exclude personal pensions, student loans, your business's value, and most compensation payments (personal injury, medical negligence, Windrush, infected blood and others).
Test 2 — income (gross monthly, before tax). Full remission — the whole fee paid — if you're under:
| Household | Full fee paid if income under | Part of fee paid if income under |
|---|---|---|
| Single | £1,420 + £425/child (13 or under) + £710/child (14+) | £4,420 + the same child additions |
| Couple | £2,130 + £425/child (13 or under) + £710/child (14+) | £5,130 + the same child additions |