Affordability, deposit, monthly mortgage, SDLT and a real comparison to your current rent. Uses current UK first-time-buyer SDLT thresholds (0% to £300k, from April 2025).
Should I do this, or not?
Three of the biggest UK life decisions, in calm plain English. Buy this house. Take this job. Start this business. Sorted does the maths, shows the trade-offs, and gives you a clear next step — without judgement.
Three calm decision simulators.
Each one takes a minute. Each one ends with a verdict, the real numbers behind it, and the next thing worth doing.
Real take-home after PAYE + NI + student loan, commute cost, and net annual improvement vs your current role. Uses 2024/25 UK tax bands.
Runway, recommended structure (sole trader vs Ltd), and the UK funding routes most likely to apply to you. Sourced to HMRC + Companies House + British Business Bank.
A starting point, not regulated advice.
SortedUK is not a financial adviser, mortgage broker, accountant or solicitor. These simulators use simplified 2024/25 UK rules to surface the trade-offs — they are not a substitute for an actual mortgage offer, a chartered accountant, or a solicitor on a specific transaction. For free debt or money guidance any time: StepChange 0800 138 1111 or Citizens Advice 0800 144 8848. For a regulated mortgage view, use a whole-of-market broker.
Want the full cross-life picture?
Discover For Me scans money, risks, opportunities and deadlines across every part of British life in 60 seconds.
Run Discover For MeTell Sorted what actually happened and it will check your rights, money, deadlines and next action.
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