Affordability, deposit, monthly mortgage, SDLT and a real comparison to your current rent. Uses current UK first-time-buyer SDLT thresholds (0% to £300k, from April 2025).
Should I do this, or not?
Three of the biggest UK life decisions, in calm plain English. Buy this house. Take this job. Start this business. Sorted does the maths, shows the trade-offs, and gives you a clear next step — without judgement.
Three calm decision simulators.
Each one takes a minute. Each one ends with a verdict, the real numbers behind it, and the next thing worth doing.
Real take-home after PAYE + NI + student loan, commute cost, and net annual improvement vs your current role. Uses 2024/25 UK tax bands.
Runway, recommended structure (sole trader vs Ltd), and the UK funding routes most likely to apply to you. Sourced to HMRC + Companies House + British Business Bank.
A starting point, not regulated advice.
SortedUK is not a financial adviser, mortgage broker, accountant or solicitor. These simulators use simplified 2024/25 UK rules to surface the trade-offs — they are not a substitute for an actual mortgage offer, a chartered accountant, or a solicitor on a specific transaction. For free debt or money guidance any time: StepChange 0800 138 1111 or Citizens Advice 0800 144 8848. For a regulated mortgage view, use a whole-of-market broker.
Want the full cross-life picture?
Discover For Me scans money, risks, opportunities and deadlines across every part of British life in 60 seconds.
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