Stage 1 — The PCN: 28 Days, Half Price in 14
The Penalty Charge Notice on your windscreen (or by post for camera contraventions) gives 28 days to pay or challenge — and paying within 14 days usually halves it. If you have grounds, an informal challenge now costs nothing and pauses the discount clock at many councils. Our parking appeal guide covers the grounds that actually win.
Stage 2 — Notice to Owner: the Formal 28 Days
Unpaid after the PCN window, the council sends the Notice to Owner (NtO) to the registered keeper. This opens a fresh 28-day window to pay or make formal representations — the proper legal challenge, with statutory grounds (you weren't the owner, the contravention didn't occur, the penalty exceeded the amount due, and others listed on the form).
If the council rejects your representations, its Notice of Rejection gives you 28 days to appeal to the independent tribunal — free, decided by adjudicators, no cost risk in normal cases (London Tribunals in London; the Traffic Penalty Tribunal elsewhere in England & Wales).
Stage 3 — Charge Certificate: +50% and a Warning Shot
No payment and no (or failed) challenge, and the council issues a Charge Certificate: the penalty increases by 50%, and the council signals it will register the amount as a debt if unpaid after 14 days. Options narrow here — but they don't vanish.
Stage 4 — Order for Recovery: TE9 Is the Wind-Back Lever
Once registered (through the Traffic Enforcement Centre), you receive an Order for Recovery. You have 21 days to pay — or to file a TE9 witness statement declaring one of four things:
- You never received the Notice to Owner (moved house is the classic — and common);
- You made representations but got no rejection notice;
- You appealed to the tribunal but got no response;
- You already paid in full.
A successful TE9 cancels the registration and winds the case back to the earlier stage — often back to a fresh Notice to Owner, restoring your right to challenge properly. Out of time? File the TE9 together with a TE7 (application for more time) explaining why — commonly accepted where post genuinely went astray. Both forms are free and on GOV.UK.
Stage 5 — Enforcement Agents: Rules Still Apply
Ignored beyond the Order for Recovery, the debt goes to enforcement agents — with their fees added. Even now: they cannot force entry to your home for this kind of debt, vulnerable-household protections apply, and a genuine TE9/TE7 case can still be worth making. Know the rules before the doorbell: bailiffs & your rights.
The Chain — Quick Answers
Does this apply to supermarket / private car-park tickets? No — those are contractual charges with their own appeal routes (POPLA/IAS). Different system: start here.
Scotland or Northern Ireland? The enforcement chain differs — check the notice itself and your local authority's process before relying on the England & Wales stages above.
Confused which letter you're holding? Upload it to the letter decoder — it identifies the stage, pulls the deadline, and tracks it with a reminder in My cases.